insurance commissioner dave jones wants to get the word out. >> it's a big problem. it can have their driver's license suspended, their car registration suspended. they can be fined. so it's simply about trying to make sure we get all motorists insured. >> reporter: he says the program has been around since the '90s but people don't know about it. >> it's a basic liability policy but it does meet the requirements of law and it provides a low-cost alternative for people who can't otherwise afford insurance. >> reporter: signing up is simple. head to mylowcostauto.com and fill out the form and they will connect with you an agent. >> it's like freedom. you know? i mean, i can do whatever you want. i can have a car and drive it. >> reporter: but commissioner jones says the program is not for everyone. >> you have to be at least 19 years of age. you have to have had a driver's license in good standing for three years. >> reporter: and you have to be income eligible making less than about $36,000 for a family of 2, $55,000 for a family of four and you can't insure your mas